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FAQ

What exact form should be mailed to each employee and by what date? Under the new affordable care act?
Large employers (50+ EEs) sponsoring health insurance programs are now required to provide IRS Form 1095-Cs to all FT EEs (eligible in 2015). The employer is also required to file a 1094-C which aggregates 1095-C data[1]. For small employers (w/ fully-insured plans), similar forms 1094-Bs & 1095-B[2] are generally provided by the insurance companies. The forms contain a series of codes to determine subsidy eligibility and large employer penalties. Completing these forms is difficult and administratively burdensome. Most employers use third-party vendors for these services.New Due Dates for Filing Forms 1095-B, 1094-B, 1095-C and 1094-C -- 29-DEC-2015[3] The due dates for the 2015 information reporting requirements under I.R.C. §§ 6055 and 6056, have been extended.*The due date for furnishing the 2015 Form 1095-B, Health Coverage, was changed from January 31, 2016, to March 31, 2016; and*The due date for filing with the Service the 2015 Form 1094-B, Transmittal of Health Coverage Information Returns, and the 2015 Form 1095-B, Health Coverage, was changed from February 29, 2016, to May 31, 2016. If filing electronically, the due date was changed from March 31, 2016, to June 30, 2016.*The due date for furnishing the 2015 Form 1095-C, Employer-Provided Health Insurance Offer and Coverage, was changed from January 31, 2016, to March 31, 2016; and*The due date for filing with the Service the 2015 Form 1094-C, Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns, and the 2015 Form 1095-C, Employer-Provided Health Insurance Offer and Coverage, was changed from February 29, 2016, to May 31, 2016. If filing electronically, the due date was changed from March 31, 2016, to June 30, 2016.As a result of these extensions, individuals might not receive a Form 1095-B or Form 1095-C by the time they file their 2015 tax returns. For further guidance, please see Notice 2016-04.Footnotes[1] Instructions for Forms 1094-C and 1095-C (2015)[2] Instructions for Forms 1094-B and 1095-B (2015)[3] New Due Dates for Filing Forms 1095-B, 1094-B, 1095-C and 1094-C -- 29-DEC-2015
Would we be dead if Jupiter didn't exist?
We probably wouldn't be dead, because we'd never have lived. Without the tremendous gravity of Jupiter to vacuum up asteroids and comets straying in toward the gravity of the Sun, Earth would be the most massive object close to the Sun and would take the bulk of the impacts. The comet that hit Chicxulub 65 million years ago, ending the age of the dinosaurs, was about 6 miles in diameter. Halley's comet is 20 miles in diameter. Earth would not likely have ever even developed complex life had Jupiter not been out there to take the devastating hits for us.Cosmologists now think that during Earth's early days, Jupiter's orbit migrated closer to the Sun and its massive gravity disturbed objects in the asteroid belt and Kuiper belt causing some to hurtle into Earth in the Late Heavy Bombardment between 4 billion and 3.8 billion years ago. It appears that bombardment brought with it ices that here melted into our oceans, and also numerous organic chemicals forged in the high-energy radiation of space from the elements of life into proteins and amino acids that formed the perfect primordial soup from which life could spring. Late Heavy Bombardment. Thanks to George W Hatcher for noting this in the comments.Here's a terrific article that appeared in Nov. 28, 2015 EarthSky looking at how Jupiter protects us and how it occasionally perturbs the orbit of an asteroid and assaults us. Is it true that Jupiter protects Earth?Taking one for the team? Brown spots mark the places where fragments of  Comet Shoemaker-Levy 9 tore through Jupiter’s atmosphere in July 1994.  Image and caption via Wikimedia Commons.An earlier pass within Jupiter's Roche limit by the comet in July of 1992 shredded  Comet Shoemaker–Levy 9 into 21 separate pieces stretching more then 3 times the distance from the Earth to the Moon and ranging up to 2 miles in diameter. On the comet's next swing into the inner Solar System, these pieces made final impact with Jupiter's southern hemisphere between July 16 and July 22, 1994. The impact marks seen in the previous photo of the planet remained visible for months.
Are there good YouTube channels that teach programming languages?
There are a bunch of great YouTube channels that teach people how to code.Derek BanasthenewbostonChris HawkesCodecourseJREAMLearnCode.academyLevelUpTutsThose are just a few channels that have good videos and playlists.I'm subscribed to them and watch their videos even though I'm more focused on:HtmlCssJavaScriptPhpMySQLWordPressMy channel is PixemWeb and I teach people how to work with WordPress. Code, themes and plugins.I think it's always a good idea to learn how other languages work. You never know when you might need to pivot. That being said, it's important to try and master a select few languages you intend to make a living with.Hopefully this answer helps. Have fun learning and coding.
How come I made $500.00 more than my best friend this year and everything else is the same and she isbgetting $1500.00 more than me in taxes back?
This is because her withholding throughout the year was more than you.Here is how this works:You and I both earned $100,000 in 2015 - you and I both have identical situation (dependents, retirement contributions, deductions, filing status, and others).But you and I filled our w-4 differently: You were having $2,000 withheld from your pay check (twice a month) while I was having only $1,000 withheld.(The employer withholds this money and gives it to the IRS as an ongoing payment of estimated taxes for the year).At year end, our tax liability is identical. Let us say that is $18,000 - the most typical scenario for someone earning $100,000.  We both owe $18,000 to the IRS. How much have you already paid? $2,000 *24 = $48,000How much have I already paid? $1,000 *24 = $24,000How much refund will you get? $48,000 - $18,000 = $30,000How much refund will you get? $24,000 - $18,000 = $6,000You get $30,000 and I get only $6,000. Do I feel bad about it? Hell NO. Why?Because you are receiving this $24,000 extra now in Jan 2016 and I received this $24,000 in 24 installments last year itself (I received $1,000 extra every paycheck - 24 times in 2015).I would encourage you to read my article What to know before filling Form W-4? - One More Dime If you like what you read, you can subscribe using your email on the top right of the blog, I come up with 2-3 new articles a month and would want you to be the first one to know about them. One More Dime - Getting rich.....a journey we will take together
What will happen to Theranos: acquisition, sustainable company at lower valuation, or full shutdown and return of investor monies?
Hard to say - but I don't see how it gets resolved outside a court of law. The allegations by the Wall Street Journal are serious - and mostly around manipulating proficiency tests (designed to verify the accuracy of testing equipment with great precision - down to machine make and model number - three times a year).If those allegations are true - it potentially throws into question the accuracy of 3.5 million blood tests run by the company to date. The results of those tests were used by millions to make (potentially) life and death healthcare decisions. That's serious liability - and not just just for Theranos. Walgreens may not have vetted the technology as carefully as they would have normally for clinical reasons because this wasn't just a partnership - it was an investment in the company. Lot's of this hinges on the use of their proprietary technology for transporting blood samples (taken via finger-stick) called nanotainer's. The company has since acknowledged that they stopped using these for any test other than the one that was FDA approved (for Herpes Simplex Virus), but when did they stop in the run-up to 3.5 million tests? The FDA has indicated that the nanotainers are considered a Class II medical device and were not approved for any use other than the one test. This is critical because the HSV test is relatively easy - and binary. It's more like a pregnancy test that you can buy OTC. But what about the 3.5 million OTHER tests? How many used "nanotainers" and what testing equipment was used on those samples and was the proficiency testing (for non Theranos invented testing equipment) manipulated in any way as a part of using those nanotainers?We already have strong evidence that at least one test was inaccurate - using the nanotainer - from (ready for this?) a venture capitalist that lives in Silicon Valley - Jean-Louis Gassee (who wrote to Ms. Holmes with questions about his test earlier this year). [1]I'm not an attorney - but the first legal opinion certainly makes it look like the only path forward is through a judicial process. [2]I happen to know that Theranos was using nanotainers - for tests other than FDA approved one for HSV - in July - because I paid for one here in Arizona. Here's a picture of my "nanotainer" with my blood. Now, I'm fortunate because my test was entirely based on curiosity - there was NO medical neccessity, but there are 3.5 million OTHER tests that (arguably) were medically necessary - and where healthcare decisions (potentially fatal ones) were made base on those test results. Hey, feel free to experiment with 23andMe genetic testing - or Uber - or any of a dozen other "disruptive" services. Those are 100% OPTIONAL and as consumers - we have a choice to use or not use the service. No one of clinical authority is ordering a test for us to take in order to render a clinical assessment or judgment - with all the attendant liability. Again, I'm not an attorney - but it's hard to see how this gets resolved for the 3.5 million tests to date  - outside of legal action. [1] Theranos Trouble: A First Person Account | Monday Note [2] Here's What Troubled The FDA When It Inspected Theranos This Summer
How do you write June 14th, 2015 in 5 letters without using numbers?
Thanks for A2A.I have answed to such question before.And my technique does cover most of it. So I will just modify few lines of my previous answer.When I saw the question and Answers it was 8.42 pm.Most of the people have answered “Today”To be correct. I appreciate your effort. I completely agree with you.But hey “Today is gonna expire very soon"So I just wanted to add a few lines .If we write down 14 June 2015.We will get 14.6.2015 and not this one 14.6.15(this does mean 14 June 1915 too!)If we encrypt 14.6.2015 using (A-z) chronological order. We get this“ADFTO”(A=1,D=4,F=6,T=20,O=15;alphabetical order)And boom,We are done.Hope this answers the question.If you like it,please upvote and Follow the question and be with Quora. It doesn't cost any, Does it!
What properties of elliptic curves is this relying on?
I've some good news and some bad news. The bad news is that I can't imagine what the organizer had in mind when he made that comment. The curve used in the solution is[math]y = x^3- 2015 x^2[/math]which is very much not an elliptic curve. It's a curve of genus 0, while elliptic curves have genus 1. For example, the curve given by[math]y^2 = x^3-2015x^2[/math] is an elliptic curve. The square above the [math]y[/math] there makes quite a big difference. There's indeed a fundamental construction that relies on lines running through elliptic curves, but that's just not the case here since the curve is not an elliptic curve. It is possible that there's some different perspective we can use to look at the problem through the lens of elliptic curves, but I can't think of any, and you certainly don't need elliptic curves in order to observe that three points on the first curve are collinear if and only if their [math]x[/math] coordinates add up to 2015. The good news are as follows: I can show you how to prove the required result quite easily (no elliptic curves required), and I'm happy to give you pointers for learning about elliptic curves, which are exceedingly important and tremendously beautiful creatures. I personally believe that it's necessary for all math Ph.D's to know at least something about them, so I'm happy you came to be motivated to learn about them even if the particular rationale is a bit obscure to me. So, first of all, the problem. This was problem 3 on USAMO 2014, and of course the number used was 2014, not 2015. But it doesn't matter. Consider the curve[math]y = x^3-mx^2[/math]and an arbitrary straight line[math]y = ax+b[/math]. Suppose you know that the straight line intersects the curve at three points [math]P_1,P_2,P_3[/math] having distinct [math]x[/math]-coordinates [math]u,v,w[/math]. Then the equation[math]x^3-mx^2-ax-b=0[/math]has the three solutions [math]u,v,w[/math], and by the Vieta formulas we have [math]u+v+w=m[/math]. That's it. Everything here is reversible, so you can also start with the assumption that [math]u+v+w=m[/math] and conclude that the line through [math]P_1, P_2[/math] must pass through [math]P_3[/math]. (If you don't know what the Vieta formulas are, simply write [math]x^3-mx^2-ax-b=(x-u)(x-v)(x-w)[/math] and expand).Now, elliptic curves. A big part of the magic of elliptic curves lies in the fact that they can be viewed in many different ways. They are Riemann surfaces of genus 1, they are quotients [math]\mathbb{C}/L[/math] of the complex plane modulo a lattice, they are smooth projective curves of genus 1 with a distinguished point, they are the solution sets of equations of the form [math]y^2=x^3+ax+b[/math], and more. If your background is differential geometry, you may find it easier to start with elliptic curves over the complex numbers, viewed as ramified double covers of the plane. I would still recommend you get a glimpse of the arithmetic picture as well because it's so fundamental to modern number theory. Incidentally, if you draw the curve [math]y^2=x^3+ax+b[/math] in the plane, pick two points on the curve and draw the line between them, you'll find that the line always cuts the curve at a third point. This simple construction is at the heart of many applications and theoretical developments around elliptic curves. McKean and Moll's "Elliptic Curves: Function Theory, Geometry, Arithmetic" is more analytic in nature, and I like it a lot. For the arithmetic, I would start with Silverman and Tate's "Rational Points on Elliptic Curves", and if you enjoy it, you can move on to Silverman's "The Arithmetic of Elliptic Curves" which runs very deep.   See also Milne's free course notes on elliptic curves.